MOTORCAR INSURANCE

Comprehensive Motor Car Insurance Coverage protects your vehicle from physical damage, theft or the high cost of repairs. It can also be extended to shield you from any legal liability against accident to third party arising out of the use of your vehicle.

The limits of liability of the Insurer are the amounts specified in the policy either for loss or damage to the vehicle or for liability to the third parties.

Classification of Motor Vehicle Insurance: 1. Private Car Policy 2. Commercial Vehicle Policy 3. Land Transportation Operators Policy (LTO) 4. Motorcycle Policy 5. Motor trade Insurance Basic Coverage: 1. Own Damage / Theft or Loss and Damage 2. Excess Bodily Injury 3. Excess Property Damage 4. Auto Personal Accident 5. Compulsory Third Party Liability

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